Savings Accounts

At NWHCU, we're concerned with your complete financial well-being. And that concern is certainly evident in our products designed to help you save.

With as little as $5.00 and a completed application, you can open a savings account with attractive dividend rates and no monthly fees. Conducting your financial business has never been easier or more convenient with payroll deduction, direct deposit, 24-Hour Telephone Banking, and 24-Hour Online Banking and Mobile App.

Share Savings Accounts are:

  • Flexible: Offering a competitive dividend
  • Accessible: Access to your account online, over the phone, or through our main location.

This is a great account for making your savings work for you, whether your needs are short-term or long-term.

These accounts offer the convenience of duplicate checks, which provides you with an immediate copy of the check for your records. Statements are mailed on a quarterly basis to assist you in reconciling your account. (Statements are mailed monthly if attached to a checking account.)
Also, e-Statements are available for your convenience. Sign up today and receive your statement via email on the first of every quarter. (Statements are emailed monthly if attached to a checking account.)

  • No Monthly Service Charges
  • No Minimum Balance
  • FREE Internet Banking

Overdraft Protection
When applying to open a checking account, you have an option to sign up for overdraft protection. This service allows the credit union to transfer funds out of your savings for a $5.00 fee per transfer, if you do not have sufficient funds in your checking account to cover a transaction. There is no fee if you never use the overdraft protection. However, if you do not sign for this service, you will be charged $30.00 for each overdraft and the check or transaction will be returned NSF. (Non-Sufficient Funds)

Become an NWHCU member and open a Share Savings Account today!